ABOUT ANONYMOUS BANKING

What is anonymous banking?

Anonymous banking is the ability to deposit, withdraw, transfer and save money without providing Digitas Bank any personal identification information.

How is anonymous banking different from 'normal banking'?

Anonymous banking is not banking in a traditional sense. Instead of becoming a customer of a retail bank, Digitas Bank account holders become shareholders of our private hedge fund. Why is our system designed this way? For two important reasons: (1) it allows you to be identified to us only as an account number. This means we do not need your name, address or any other traditional KYC personal data and (2) it allows us to provide deposit, withdrawal, transfer and savings services, just like a retail bank, but without being required to reveal our account holders' identities.

How is this possible?  The system is simple: when you deposit funds, behind the scenes the transaction is recorded as a bearer share purchase.  Your cash remains liquid to you, as it is now represented by bearer shares.  Similarly, when you withdraw funds, behind the scenes the transaction is recorded as a bearer share sale.  When you transfer funds between Digitas Bank accounts, it simply is a bearer share transfer.

The only other major difference between Digitas Bank and a 'normal bank' is that we do not operate any branches. Our physical locations are actually certified investment offices around the world.

Is anonymous banking legal?

Yes.  The Digitas Bank system operates on the bearer shares model, which is internationally recognized and legal.  Individual account holders are subject to the laws of their home jurisdiction, which is your own responsibility.  Because you are anonymous to us, we do not provide any information to any authority, agency or government on earth for any reason.

Will I get into trouble using Digitas Bank?

Becoming a shareholder in an investment company as a result of making an investment (known as a deposit) is a perfectly legal transaction.  You are responsible for how you manage and utilize your funds.

How do you stop bad people from using Digitas Bank?

We believe that banks are not effective or reliable policing agencies.  There are more than 30,000 law enforcement agencies around the world.  Banks, their shareholders and their Boards of Directors are not trained as, nor do they accept the responsibility of being a law enforcement officer.  We cannot accurately, effectively or morally identify who is "good" and who is "bad."  Instead, we leave it up to local law enforcement.  Just as a petroleum station attendent isn't responsible for your actions behind the wheel, we, as your financial services provider, are not responsible for how you earn or spend.

ABOUT PRIVACY

How can you guarantee complete anonymity?

We never collect any personal information about you.  We simply do not know who you are, making it impossible to violate your anonymity.  You don't have to take our word for it.

Why don't you have any usual banking privacy notices?

Because you are anonymous to us, you have total privacy.  Banking privacy policies are a bank's promise to its customers that it won't act irresponsibly with your personal data.  (how's that working out for you?)  You don't have to trust us, as we do not even have the data in the first place.

ABOUT DIGITAS BANK

Where is Digitas Bank located?

Digitas Bank is a collection of more than 400 financial service companies, investment firms and registered agents around the world.  We are a decentralized network of service providers, therefore the answer is the same as the one to the question: "where is the internet located?" 

Who owns Digitas Bank?

No one owns Digitas Bank.  No one controls Digitas Bank.  The bank is compartmentalized by function, each of which is composed of dozens or hundreds of individuals or companies.  Each function only interacts with one other, making it impossible for a single entity to control, alter or misdirect Digitas Bank.  Consider us as the world's first open-source banking apparatus, which further increases your security and safety.

Is Digitas Bank a FATCA or OECD bank?

Digitas Bank is not a retail bank and is not subject to FATCA or OECD reporting requirements, nor is restrained by regional requirements.

Who will be my main contact at Digitas Bank?

You will always interface with the staff member of the licensed investment firm that assisted you in setting up your account.  This person has a name, e-mail address, phone number and physical office space.  You will never be on your own.

What will Digitas Bank know about me?

For each account Digitas Bank keeps only three records: (1) account password, (2) e-mail address that you provide,  and (3) transaction password that we provide.

Does Digitas Bank work with any governments?

No.  Not under any circumstance.

Does Digitas Bank have to turn anything over to governments?

No.  Our private hedge fund and investment service companies are regulated, but Digitas Bank does not turn any account holder information over to any government.  This information doesn't exist.

Is the website safe?

Our website is monitored and tested daily.  All transactions are encrypted and stored on multiple private servers located around the world.

Does Digitas Bank really not know my identity?

Yes, we really do not know, nor do we want to.

Is my money safe?

Your money is fully insured and registered with a licensed investment service company.  These companies could not stay in business and maintain their license if they misused client funds.  For this reason, you are protected.

Furthermore, Digitas Bank does not make loans or conduct fractional reserve banking.  Your funds never are put at risk and never leave our custody.

Can Digitas Bank be shut down?

No.  We are decentralized and not located in any single location or jurisdiction.  Our development team traveled the world for years to build the necessary infrastructure to build an indestructible bank.

ABOUT THE FREE ANONYMOUS ACCOUNT

Are there fees in Digitas Bank?

Digitas Bank anonymous accounts are free to open and maintain.  We charge the following fees (in USD):

(1) Incoming credit/debit card deposits:  3.50%

(2) Outgoing wire transfers: $50

(3) Additional debit card copies: $100 per card

(4) Foreign currency conversation: 0.99%

Where do I find online banking?

It's easy!  Click the "log-in" button on the top of our website.

Is there a limit to the amount of money I can deposit or withdraw?

You can deposit or withdraw up to $100,000,000 USD per day.

Can I access my account in any country?

Yes.

Can I use my account in any currency?

Yes.

Why does the account restrict the availability of my deposits?

The bearer share registration process requires 30 calendar days to complete.  All deposited fiat funds are restricted for 30 days during this process.  This does not include cryptocurrencies.  After the process is complete, the funds will never be restricted again.  Funds transferred between internal accounts are not restricted and are available for immediate use.

Is there anything I can't do with my account?

You cannot create automatic payments or bill pay.  This feature is prone to online attack and can compromise your identity.  All withdrawal requests are done manually.  We suggest you maintain a 'normal bank account' for daily expenses.

What is the customer service like?

Our customer service team is available year round, 24 hours per day.  You will always be able to reach someone.  Period.

Can I have more than one account?

You can have as many accounts as you would like.

How old do I have to be to have an account?

You can open an account any time you want.  We do not know your age.

ABOUT THE DEBIT CARD

Does the debit card cost anything?

Account holders receive one free debit card after making $5,000 USD in total deposits.  Additional debit card copies are available for $100 per card.

If I have to provide an address to receive my card, won't you know who I am?

While we do not keep shipping records, you are correct.  We recommend setting up a post office box or using a mail forwarding service.

Where can I use the debit card?

Any place that VISA is accepted.

Are there limits with the debit card?

Your debit card has the ability to be loaded with up to $700,000 per year.  If you wish to have more available for debit card purchases, simply purchase additional cards.  Each new card can be loaded with $700,000 per year as well.

Can I use the debit card at ATMs?

Yes.  You will pay the local ATM fee, as Digitas Bank does not charge an ATM fee.

ABOUT DEPOSITS

How do I make a deposit?

You can make deposits in one of several ways:

(1) Bitcoin

(2) DIBCOIN

(3) Credit/Debit Card

(4) Wire Transfer

(5) Cash 

What are the minimum deposit requirements?

There are none.  You will receive your free anonymous account without a deposit.  You can deposit as little or much as you want from that point.  Accounts that aren't funded within one year will close automatically.

Is there a limit to the amount of money I can deposit?

You can deposit up to $100,000,000 USD per day.

Can I deposit cash?

Yes.  You would make your cash deposit at one of our licensed investment locations (most are in Europe and the Middle East).

Do I have to provide source of funds?

No.

ABOUT WITHDRAWALS

How do I make a withdrawal?

You can make a withdrawal in one of several ways:

(1) Bitcoin

(2) DIBCOIN

(3) Transfer to another Digitas Bank account

(4) ATM cash withdrawal

(5) Wire transfer

(6) Cash

Is there a limit to the amount I can withdraw?

You can withdraw up to $100,000,000 USD per day.

Do I have to provide the identity of the person making the withdrawal?

No.